Insurance

If you are considering booking your trip to Italy, make sure you also consider one of the most important factors of any break- travel insurance. Without appropriate insurance you run the risk of ruining an otherwise perfect break so ensure that you have the right cover before you travel.
You can take a number of simple but important precautions to make sure your travel insurance lives up to its promises:

1. Check the cover and small print before you buy
Many people assume one travel insurance policy is the same as the next but a lot of disputes arise because people think they're covered and discover too late that they're not
2. Disclose any existing medical conditions
Your travel insurance policy is a contract between you and the insurer based upon "utmost good faith". This requires you to disclose anything that may affect the acceptance or terms of a policy, any exclusions or its price.

3. Take a copy of the policy documents with you
Most good policy documents will tell you the claim procedures to follow in the event of theft or loss, what you are covered for and most importantly who to call in an emergency.

4. Document any expensive items you take with you
Take photos and keep receipts for expensive items such as jewellery or cameras you plan to take with you on holiday. Having proof helps enormously if you claim for these high value items

5. Report any thefts or losses quickly
If your possessions are lost or stolen, report it immediately to the local police. Get an accident report number or similar documentary proof that you've reported the loss and if you're on a package holiday, report the theft/loss to the hotel or travel rep.